Exact billing descriptor
Cargo* my-bill.cc +15032985719
This is what shows up on your bank or card statement. The phone number routes to billing support, not Loviaflame itself. Save it before you subscribe so you don't panic later.
Updated June 15, 2026
$14.95
Lowest effective monthly rate (3-month plan)
Loviaflame Pricing 2026: What It Really Costs, Refunds, and How to Cancel
Loviaflame costs $29.95 for one month or $44.85 for three months (an effective $14.95/month). Browsing and account creation are free. Premium unlocks unlimited messaging, full photo access, and the Pinboard. Below is the complete breakdown - including the billing descriptor that surprises some cardholders, the 3-day refund window, and three documented ways to cancel.
1,612 US members on the pricing page right now
Elena, 31 · DEN
Jasmine, 28 · CHI
Priya, 34 · SEA
Cost at a glance
Four numbers every Loviaflame subscriber should know
The price you see at checkout is not the only number that matters. These four govern your total spend and exit options.
$29.95
1-month premium
Loviaflame checkout, June 2026
$14.95
Effective monthly on 3-month plan
Loviaflame checkout, June 2026
3 days
Refund window after charge
Loviaflame Terms §7, 2026
7 days
Auto-renewal opt-out window
Loviaflame Terms §6, 2026
Plan Comparison
How much does Loviaflame cost in 2026?
Loviaflame premium is sold in two prepaid blocks. The 3-month plan cuts the effective monthly rate in half, but you pay $44.85 upfront and the same 7-day opt-out window applies after each renewal.
Prices verified on Loviaflame checkout June 15, 2026. All charges in USD.
| Plan | Free | 1-Month Premium | Recommended 3-Month Premium |
|---|---|---|---|
| Upfront cost | $0.00 | $29.95 | $44.85 |
| Effective monthly rate | $0.00 | $29.95 | $14.95 |
| Browse profiles & photos | ✓ | ✓ | ✓ |
| Send unlimited messages | - | ✓ | ✓ |
| Read incoming messages | - | ✓ | ✓ |
| Full Pinboard access | - | ✓ | ✓ |
| Profile boost in Match directory | - | ✓ | ✓ |
| Auto-renews at full rate | - | $29.95/mo | $44.85/3 mo |
| Refund window | - | 3 days | 3 days |
The bottom line on plan choice
If you are testing the platform for the first time, pay $29.95 for one month and cancel auto-renewal within 7 days. If you have already verified the user pool works for you, the 3-month plan saves $45 over the same period - but you commit the full $44.85 upfront and refunds still cover only the first 3 days.
Free vs Premium
What you actually get without paying
The free tier on Loviaflame is functional enough to evaluate the user pool, but messaging is locked. Here is the exact split tested in June 2026.
| Feature | Free account | Recommended Premium ($14.95-$29.95/mo) |
|---|---|---|
| Create profile & upload photos | ✓ | ✓ |
| Browse & filter Match directory | ✓ | ✓ |
| Receive Icebreaker messages | ✓ | ✓ |
| Send messages to any member | - | ✓ |
| Read full inbox | - | ✓ |
| Pinboard posts & comments | - | ✓ |
| View full-size profile photos | Blurred | ✓ |
| Earn Karma points (bronze → gold) | ✓ | ✓ |
| Mobile web access | ✓ | ✓ |
| Discreet billing descriptor | - | Yes - see below |
For the full feature-by-feature walkthrough - including how Icebreaker messages are generated and what the Karma tiers unlock - read our Loviaflame features deep-dive.
Billing descriptor
The credit-card line you'll see - don't dispute it by accident
Loviaflame charges appear on your statement under a discreet third-party descriptor. It is intentional - but if you forget, you may file a chargeback against your own subscription.
Why it looks unfamiliar
Payments are processed by Cargo Media AG's billing arm in Switzerland, then routed to my-bill.cc - a payments processor. Neither Loviaflame nor any dating-related word appears on the descriptor, which is the discreet billing your privacy depends on.
Before you dispute
- Confirm the date matches your signup or renewal
- Check your email for the receipt from [email protected]
- Call +1 503 298 5719 to confirm the charge before chargeback
- Chargebacks issued in error can block future signups
Auto-renewal & refunds
Auto-renewal, the 7-day opt-out, and the 3-day refund rule
Both Loviaflame plans default to auto-renewal. You have a 7-day opt-out window after each billing cycle to disable it and a 3-day refund window for a money-back request. Miss both and you keep the subscription for the full term.
How the 7-day auto-renewal opt-out works
Once you complete checkout, Loviaflame schedules an automatic renewal for the same plan length. You can disable renewal at any point - but if you wait until day 8 or later, you have already accepted the next billing cycle in the terms. Disable it in Account → Subscription → Cancel auto-renewal the same day you subscribe to avoid surprises.
How the 3-day refund window works
If you cancel within 72 hours of the initial charge, Loviaflame will refund the full amount to the card used. After 72 hours the refund is no longer guaranteed even if you have not used the messaging feature. Refunds typically post within 5-10 business days.
Here's the catch
Cancelling auto-renewal does not end your current subscription early or trigger a refund. The two actions are separate: refund applies to the first 72 hours, opt-out applies to the next billing cycle. Do both on day one if you want a clean exit.
Three documented ways to cancel
- Inside your account. Log in, go to Settings → Subscription → Cancel auto-renewal, confirm, and screenshot the confirmation page.
- By email. Send a cancellation request from your registered address to [email protected] with your username and the last 4 digits of your card.
- By phone. Call +1 503 298 5719 (the number printed on your billing descriptor) during US business hours.
Whichever channel you choose, keep the email confirmation. If a renewal fires anyway, the timestamped confirmation is what gets the charge reversed.
Hidden-cost check
Are there hidden costs on Loviaflame?
We audited the checkout flow, post-signup popups, and Pinboard for any upcharges. Short answer: no virtual-gift store, no per-message tokens, no premium tiers above $29.95. The traps are renewal and refund timing, not bolt-on fees.
No virtual currency
Loviaflame does not sell coins, tokens, or per-message credits. Premium covers unlimited messaging for the term you bought.
No profile-boost upsells
Once you upgrade, profile boosting in the Match directory is included. There is no separate "premium plus" tier to chase.
Watch the auto-renewal
The real cost trap is forgetting to opt out within 7 days. A renewed 3-month plan = $44.85 you may not want.
No app store fees
Because there is no native app, you pay Loviaflame directly. No Apple or Google 30% markup, but also no convenient in-app cancellation flow.
Currency conversion may apply
Cargo Media AG bills in USD for US members, but cards issued outside the US may incur a 1-3% foreign transaction fee depending on the issuer.
Compare before you commit
OneNightFriend, Victoria Milan, and Pure all price differently. See where Loviaflame sits in the casual market.
Compare pricing
People also ask
Pricing questions answered
How much does Loviaflame cost?
Loviaflame premium costs $29.95 for one month or $44.85 for three months (effective $14.95/month). Browsing, profile creation, and receiving Icebreaker messages are free. The only paid feature set is full messaging, full photo access, and Pinboard participation.
How do I cancel Loviaflame?
You can cancel in three ways: (1) inside the site at Settings → Subscription → Cancel auto-renewal, (2) by email to [email protected] from your registered address, or (3) by phone at +1 503 298 5719. Cancellation stops the next renewal - it does not refund the current term unless you are still inside the 3-day refund window.
Can I get a refund on Loviaflame?
Yes, within 72 hours of the initial charge. Loviaflame's terms grant a 3-day refund window from the moment of payment. After day 3, refunds are at the operator's discretion and are rarely granted unless you can prove a billing error.
What will the charge look like on my bank statement?
The charge appears as Cargo* my-bill.cc +15032985719. The word "Loviaflame" never appears on your statement - that is the discreet billing feature. Save the descriptor before you subscribe so you don't mistakenly dispute your own charge.
Does Loviaflame offer a free trial?
There is no time-limited free trial, but the free tier is effectively a permanent trial of the non-messaging features. You can create a profile, browse the directory, and receive Icebreaker messages without paying. You only need premium to reply to messages or send new ones. For the full feature split see our features page.
Is Loviaflame cheaper than OneNightFriend or Victoria Milan?
Loviaflame's 3-month rate of $14.95/month undercuts Victoria Milan's premium tier and matches OneNightFriend's mid plan. The 1-month rate of $29.95 is roughly average for casual US dating sites. Read our competitor comparison for side-by-side pricing.